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tmel123
Yahoo User
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 Posted: Tue Feb 19, 2008 9:24 am Post subject: Wedding gift bounced - what to do? |
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| My friend just found out that a wedding gift (check) from a co-worker/friend bounced, and she (the recipient of the gift) incurred a substantial fee from the bank. The gift-giver has not said anything, and is acting as if nothing happened. (It's possible she doesn't know yet.)What is the appropriate thing to do? I'm sure she's very embarrassed, but how can she just keep acting like nothing happened? Should my friend just (1) do nothing (2) say she understands but can she please just pay her back for the fee? I'm thinking it's probably most appropriate to do nothing, but it's just a really awkward situation ! If I were the gift-giver and this happened, I would appologize profusely, and replace the gift (if I could), or at least the fee !The NSF fee (for the recipient) was $35.00 |
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Beach Girl
Yahoo User
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| Posted: Tue Feb 19, 2008 9:31 am Post subject: |
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| You're right. The giver probably couldn't afford the gift and didn't want to appear empty handed at the wedding. When the bride sends her "Thank You" notes for the gifts, be sure to put a little note in the card to the co-worker like this:"I'm so sorry your gift check did not clear the bank...(I paid the $25.00 fee for the returned check). Hope you enjoyed the wedding."That ought to make the co-worker AT LEAST offer to pay back the fee. |
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Robby TT
Yahoo User
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| Posted: Tue Feb 19, 2008 9:32 am Post subject: |
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| I think she should mail the bounced check back to the giver with no note attached and no return address... she'll get the message. |
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Lex
Yahoo User
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| Posted: Tue Feb 19, 2008 9:32 am Post subject: |
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| It is a very awkward situation but the gift giver should not be costing the bride money. The bride should approach her and say as sympathetically as possible that she understands and isn't upset about the loss of gift but that the fee is a problem and can the person please pay it. |
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pinkgoddess725
Yahoo User
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| Posted: Tue Feb 19, 2008 9:33 am Post subject: |
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| Your friend should privately explain to the gift-giver that there might have been a problem at her bank, and she may want to look into it because the check bounced and she got charged. This is probably the nicest way to broach the subject since the giver probably has no idea this happened. Let the giver fix it from there! |
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TXM
Yahoo User
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| Posted: Tue Feb 19, 2008 9:35 am Post subject: |
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| Hehehe, that is too funny. I wouldn't say anything, the person that gave the check knows that it bounced since she probably got (-)negative $$$ in her/his account after the check cleared.It's only a few dollars for the NSF check. |
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sweetea
Yahoo User
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| Posted: Tue Feb 19, 2008 9:36 am Post subject: |
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I agree with the previous answer - approach the giver and make it sound like it's an issue with the bank! This is a great way to bring up the issue of the fee and bring it to the attention of the giver while seeming to blame the bank... How awkward!  |
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Juanita H
Yahoo User
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| Posted: Tue Feb 19, 2008 9:36 am Post subject: |
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| Banks notify right away if a check does not go thru. The issuer knows, and if she is ignoring it, she will probably not replace it. You could ask her if you should send it thru again.Perhaps that is what she expects you to do.Then again, if it bounces again. more charges! |
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dream123
Yahoo User
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| Posted: Tue Feb 19, 2008 9:47 am Post subject: |
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| There's not much that can be politely done. The bride should just write that experience off and try to put it behind her. |
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WildKat
Yahoo User
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| Posted: Tue Feb 19, 2008 10:03 am Post subject: |
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| u should say to her...hey, u know that wedding check u gave me, well it cost more than i actually got. i had to pay a $25.00 fee cause, well...it bounced. lol! and by the way, u owe me 25 bucks! |
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Waterwitch E
Yahoo User
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| Posted: Tue Feb 19, 2008 10:08 am Post subject: |
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| I would politely hand her an envelope with the check and a note asking for reimbursement. |
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EvilWoman0913
Yahoo User
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| Posted: Tue Feb 19, 2008 10:24 am Post subject: |
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| Since it's a co-worker I'm guessing they live and bank in the same area. Have the friend take the check to the co-workers bank and have them cash it (if there are sufficient funds). She shouldn't try to deposit it in her account again because she'll be charged again if it bounces. Hopefully the check was for a large enough amount to cover the NSF fees. I don't think I would say anything to the co-worker, she'll know about it soon enough........ |
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lorbell
Yahoo User
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| Posted: Tue Feb 19, 2008 10:41 am Post subject: |
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| Thats a tough one! How close of a relationship do the 2 have? If it were me, I would feel comfortable saying something to a close friend but not to an aqcuiantance/co-worker. |
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berry
Yahoo User
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| Posted: Wed Feb 20, 2008 10:14 am Post subject: |
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| I suggest she show the bounced cheque (evidence) to the giver and ask for refund of the fee if not for the fee and the gift as well. The giver shouldn't be let off scot free. |
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